I am getting my 401K back, starting Feb. 1, 2005. This time, I am investing all of it to Bonds. Your Mom and I have not got into “Bonds” at all. Last year, it was the first time I did that. It appreciates $25.00 out of $3,500.00. Not too good. But, I guess it is a lesson that I am willing to pay some tuitions for it. As having more grey and less hairs, I like to look into bonds. Anyway, will keep you posted about the returns. 🙂

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